Dave Death Motorcycles (IW) Ltd, 9 Priory Road, Newport, Isle of Wight. PO30 5JS
1 The Financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services. This document is designed to be given to consumers considering buying certain financial products. You need to read this important document. It explains the service you are being offered.
2 Whose products do we offer?
We offer a variety of insurance products from a range of insurers. A list of our insurers is available on request.
3 Which insurance services will we provide you with?
We will advise and make recommendations for you after we have assessed your needs, we will explain the key benefits and features of those products to you so you are able to make an informed choice.
4 Credit Facilities
We offer Personal Contract Purchase (PCP) and Hire Purchase (HP) from a limited panel of lenders. A list of our lenders is available on request.
5 What Credit Facilities will we provide you with?
We will advise and make recommendations for you after we have assessed your financial needs and circumstances, we will explain the key benefits and features of those products to you so you are able to make an informed choice.
We will be paid a fixed commission for introducing you to them. This will be a percentage of the amount that you borrow. This means the more you borrow the more we, the Dealer, is paid. The commission will be the same no matter the interest rate that you pay. If you ask us, (in good time before the agreement is made) we will tell you the amount of any commission we will earn from the Finance Providers.
7 What will you have to pay us for our services?
There are no fees for our services
8 Who regulates us?
We are authorised by the Financial Conduct Authority (FCA), 25 The North Colonnade, Canary Wharf, E14 5HS.
Firm Reference Number 670477
You can check this on the FCA’s register by visiting the FCA’s website https://www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0300 500 0597
Dave Death Motorcycles (IW) Ltd has been registered as a limited company since 2005. Registered number 5641940
10 What to do if you have a complaint
Most complaints can be resolved at the dealership, by the Managing Director, Ms Louise Dove. If you are not able to settle your dispute with us directly you may be able to refer it to the Financial Ombudsman Service, Exchange Tower, London E14 9SR
11 Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, without an upper limit. For compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, also without any upper limit. The scheme does not cover consumer credit. Further information about the compensation scheme is available from the FSCF on 0207 892 7300 or by visiting www.fscs.org.uk
12 Confidentiality and Data Protection
Your information will be disclosed/provided to third parties for the purposes of providing, arranging, administering and renewing finance and insurance contract(s) and for the purposes of monitoring and/or enforcing compliance with regulatory rules/codes. For full details of where your information will be sent and the purposes of such data transfer, please ask us.
Dave Death Motorcycles (IW) Limited is authorised and regulated by the Financial Conduct Authority reference number FRN 670477.
Dave Death Motorcycles (IW) Limited is a Credit Broker, not a Lender and works with a limited number of providers, the representative finance examples provided are for illustrative purposes only and may change subject to underwriting decisions. A Commission may be paid for Introducing this transaction to the lender.